The Retail Credit Professional training programme is a 5 days’ tutorial duration plus 2 days Examination Preparation targeted at candidates who have registered or going to register the examination.

Candidates will be inducted with the relevant topic to enable them to sit the 3 hours assessment comprises of Part 1: 60 Independent MCQs (60%) and Part 2: 20 case based MCQs (2-4 caselets) (40%).

• To provide a comprehensive tutorial summary of the PCC – RCP Chapters 1 to 4
• To assist the candidates in self-preparation for the RCP Updated Examination.
• To provide the relevant knowledge and information on Retail Credit to the participants in enhancing their Retail credit skills.
• To expose the candidates on the types of MCQ and format to sit for the RCP Updated examination.

• Module 1: Credit Environment and The Lending Process

• • Retail Lending Environment
  • Marketing and Business Development
  • Credit information and Verification
  • Credit Evaluation and Structuring
  • Security Documentation and Support
  • Loan Disbursement
• Module 2: Consumer Lending Products and Services
  • Consumer credit
  • Property Financing
  • Investment Financing
  • Hire Purchase and Leasing
• Module 3: SME Lending
  • SME Lending
  • Evaluation of SME Application
  • Financial Assessment

• Module 4: Loan Portfolio Management
  • Loan Monitoring
  • Loan collection and recovery
  • Account Management
• Examination Preparation (2 days)
  • Participants will be trained on overview of the RCP Chapter 1-4
  • Participants will set for 2 to 3 mock test in line with the examination format and review of the questions.
  • Post training: Participants will be given 1 set to practice at home based.

• Candidates sitting for the RCP Updated examination

• Non candidates who would like to gain knowledge in retail credit, SME lending and its evaluation and retail loan portfolio management and monitoring and recovery